Posts Tagged ‘free consultation’

Is It Time to Make Changes in 2010?

Tuesday, February 2nd, 2010

Take a really good look at the state of your company right now.  Are you happy with the way it’s organized?  Is your cash flow adequate?  Are you comfortable with the way paperwork and invoicing is handled?

If you said “no”, don’t worry — you’re probably in the majority. 

Most business owners, especially those with very few employees, aren’t completely satisfied with some aspect of the state of their companies.  And that’s perfectly okay… as long as they’re willing to make 2010 the year of change.

If you know it’s time to take charge of your business, I’d like to help you.  Send me an email at scott(at)FinancialFutureCFO(dot)com and we’ll arrange a free telephone consultation.

It’s your business.  Give it every chance of succeeding for this year and beyond!

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Concerned about cash flow?  Then sign up for my free report,  9 Ways to Increase Your Cash Flow.

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  • Yep, a Virtual CFO Can Help Start-ups, Too!

    Wednesday, January 13th, 2010

    eyeglassesI hear it a lot — people telling me that they will need my virtual CFO services “in the future”, but that they’re in the start-up phase of their business so they don’t have a requirement for a CFO now.

    I understand why they assume that they don’t need a virtual CFO yet.  See, we’ve come to associate the term “CFO” with high-powered corporations, not small businesses or start-ups.  But having a virtual CFO on board from the very beginning can provide tremendous advantages, including:

    1. A built-in partner to help you obtain funding from financial institutions.
    2. Someone to help you design a business budget.
    3. A professional to assist you in determining how to maximize your company’s cash flow.
    4. An advocate during talks with attorneys, bankers, etc.
    5. An expert who can help you understand the tax issues your company will face.
    6. An expert who is knowledgeable about compliance issues.
    7. A sense that your organization is bigger than it really is (which can be helpful when obtaining clients, negotiating with vendors, etc.)

    If you have convinced yourself that it’s not necessary to even consider a virtual CFO as part of your team, I encourage you to give me a call for a free consultation.  And I’ll tell it like it is — maybe you don’t need a virtual CFO… and maybe you do.  And if you do, I’m more than happy to be your partner.

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  • When Will the Economy Turn Around?

    Tuesday, November 3rd, 2009

    “Scott… when will the economy turn around?”

    It’s definitely one of the top two questions I hear all the time.

    Now, I don’t have a crystal ball.  I can’t say for certain when or where this economy is going to 100% reverse itself, but I do have some thoughts.  Based on the trends I’ve seen with my clients, the seminars I’ve attended and the economic surveys I’ve analyzed, I’m betting the economy will be noticeably improved by late 2010 or 2011.

    Yes, that dates sounds far away, but it really isn’t. 

    There are only two months remaining in 2009, and that means “late” 2010 could be less than a year away.  Besides, I can honestly say that, for the most part, my clients have been affected by the economy but not to the breaking point. 

    Sure, they’ve had to downsize in terms of the amount of employees they have or were considering hiring.  They’ve also had to analyze their businesses a whole lot more than before.  They’re working with, not against, the economic issues of the day because they’re determined to survive.  So they cut where they can and wait out the storm.

    As for the second question I hear all the time, which is, “How will our company survive until then?”, I have a response.  But that will have to wait until the next post…

    Until then, stay realistic and optimistic. 

    Not sure how to get your financials in order for the new year?  My firm, FinancialFutureCFO, can definitely help.  Just get in touch for a free consultation over the telephone.

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  • What Opportunities Await?

    Monday, November 2nd, 2009

    Virtual CFOs aren’t supposed to be inspirational.  They’re supposed to be practical and realistic.  However, I’ve never been one to fit into that mold.  That’s one of the reasons a recent blog post I read really stuck with me.

    Entitled “What Opportunities Are You Missing?”, it’s a really thought-provoking piece that has relevance for people in all walks of life and in every type of career.  And I wish more virtual CFOs would begin to look for opportunities rather than remain worried about avoiding risks. 

    Check it out and let me know what you think.

    Not sure how to get your financials in order for the new year?  My firm, FinancialFutureCFO, can definitely help.  Just get in touch for a free consultation over the telephone.

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  • Gear Up for 2010 - It’s Coming Faster Than You Think!

    Saturday, October 31st, 2009

    A professional coach (Julie Taylor) with whom I have worked has a really thought-provoking recent post that I highly recommend reading.

    In her entry, she gives a breakdown of all the time remaining in 2009 for entrepreneurs to gear up for 2010.  As it turns out, by her math, there are really only 39 planning days until the end of the year, not 61 days.  (You’ll understand when you read the post!)

    All in all, it’s a really good reminder that you cannot afford to waste time. 

    Even if your business is traditionally “slow” during November and December, you can’t allow yourself to lose momentum.  (Remember - a body in motion tends to stay in motion, whereas a body at rest tends to stay at rest.)  January 1, 2010 is coming, ready or not!

    Not sure how to get your financials in order for the new year?  My firm, FinancialFutureCFO, can definitely help.  Just get in touch for a free consultation over the telephone.

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  • SSI Adjustments ~ What’s New, What’s Not

    Tuesday, October 27th, 2009

    Just announced:  The 2010 Social Security changes as a result of the cost-of-living adjustment (COLA).  For companies and individuals, not a lot will change.

    The lowdown? 

    In a nutshell:

    • -> Social Security maximum taxable limits will remain at $106,800.
    • -> Retirement earnings tax exempt amounts will remain at $1,180.00/month for those under full retirement age and $3,140/month for the year the individual reaches retirement age.
    • -> The SSI federal payment standard for individuals ($674/month) and couples ($1,011/month) is also remaining the same in 2010.
    • -> One notable change is that the earnings needed to earn one social security credit will be increased in 2010 from $1,090/quarter to $1,120/quarter.
    • -> Another change is an increase from $700/month to $720/month in the social security disability threshold for trial work periods.

    Want to learn more about how your finances can and will be affected by these Social Security numbers?  Give FinancialFutureCFO a call for a free consultation.

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